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Enter a gross contribution and see the net cost once tax relief, a reinstated personal allowance, and reclaimed Child Benefit are netted off — before vs after.
Relief at source. Switches non-savings bands; savings & dividends are UK-wide.
Partner means the claimant’s spouse, civil partner or cohabiting partner.
Resolves liability if both ANI figures are equal.
Known individual ANI, including £0. HICBC uses the higher figure.
Salary, self-employment, pension income. The s.190 relief limit is tested against this figure — pension in payment, property and savings income are not relevant UK earnings, so confirm the earnings element.
The amount landing in the pension (relief at source).
Interest etc. 0 if none.
0 if none.
Keep the working
A free account saves this calculation to a client record and renders the annex — 3 a month, no card.
For planning and illustration purposes only · This tool does not constitute financial or tax advice.